Digital Banking

Your bank, always in your pocket.

CIARA Online Banking gives you complete control over your accounts, cards, loans and investments — securely, from anywhere in the world.

Digital banking features

Instant transfers

SEPA Instant, SWIFT and internal transfers in seconds, any day.

Card controls

Freeze/unfreeze cards, set limits and manage contactless from the app.

Biometric login

Face ID and fingerprint sign-in with hardware-backed security.

Real-time alerts

Push notifications for every transaction and login attempt.

Spending insights

Automatic categorisation, budgets and monthly reports.

Multi-currency

Hold and convert EUR, USD, GBP, CHF, XOF, XAF and more.

Enterprise-grade security.

Every session is protected by encrypted channels, 3D Secure for card payments and continuous fraud monitoring backed by a dedicated security team.

  • AES-256 encryption end-to-end
  • Strong Customer Authentication (PSD2)
  • Continuous fraud monitoring and instant reporting
Download the app

Available on iOS and Android. Free for all CIARA clients.