Credits

Every CIARA credit solution, in one place.

Personal loans, mortgages, car finance, consolidation and revolving credit — with a clear rate, a clear term and an adviser at every step.

Credit

A single application to explore every borrowing option available to you: initial analysis within 24 h, approval decision within 7 days maximum.

From €1,000 to €100,000 for any personal project, at a fixed rate with no hidden fees.

Buy, build or refinance across Europe and Africa, with terms up to 20 years.

Finance a new or used vehicle with monthly payments matched to your budget.

Group your existing credits into one monthly payment and regain visibility on your budget.

A reserve of funds available at any time, that rebuilds as you repay it.

Estimate your monthly payment before you apply, with no impact on your file.

Talk to a CIARA adviser and get a recommendation tailored to your situation.