Current Accounts
A current account that works everywhere you do.
Open a CIARA account in minutes. Hold multiple currencies, spend abroad without fees and manage everything from your phone.
Essential
Free
Everything you need for everyday banking.
- Free EUR current account
- Free Visa debit card
- SEPA instant transfers
- Mobile & online banking
- Personal advisor
Premium
€9.90 / month
For frequent travellers and multi-currency needs.
- Multi-currency IBAN
- Free international transfers
- Travel insurance included
- Priority customer service
- Airport lounge (2x/year)
Private
By invitation
Dedicated wealth relationship.
- Named private banker
- Unlimited FX at interbank rates
- Concierge services
- Wealth planning included
- CIARA Black card eligibility
Available currencies
Hold, receive and spend in the currency that suits you. Convert at competitive rates directly from the app.
EUR
Euro
USD
US Dollar
GBP
Pound Sterling
CHF
Swiss Franc
XOF
West African CFA
XAF
Central African CFA
MAD
Moroccan Dirham
NGN
Nigerian Naira
ZAR
South African Rand
EGP
Egyptian Pound
KES
Kenyan Shilling
AED
UAE Dirham
CAD
Canadian Dollar
JPY
Japanese Yen
Available across Europe and Africa.
CIARA Group Bank serves clients throughout the European Union, the wider European continent and the entire African continent.
Europe · 46 countries
Albania
Andorra
Austria
Belarus
Belgium
Bosnia and Herzegovina
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Iceland
Ireland
Italy
Kosovo
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Moldova
Monaco
Montenegro
Netherlands
North Macedonia
Norway
Poland
Portugal
Romania
San Marino
Serbia
Slovakia
Slovenia
Spain
Sweden
Switzerland
Turkey
Ukraine
United Kingdom
Vatican City
Africa · 54 countries
Algeria
Angola
Benin
Botswana
Burkina Faso
Burundi
Cabo Verde
Cameroon
Central African Republic
Chad
Comoros
Democratic Republic of the Congo
Republic of the Congo
Côte d’Ivoire
Djibouti
Egypt
Equatorial Guinea
Eritrea
Eswatini
Ethiopia
Gabon
Gambia
Ghana
Guinea
Guinea-Bissau
Kenya
Lesotho
Liberia
Libya
Madagascar
Malawi
Mali
Mauritania
Mauritius
Morocco
Mozambique
Namibia
Niger
Nigeria
Rwanda
São Tomé and Príncipe
Senegal
Seychelles
Sierra Leone
Somalia
South Africa
South Sudan
Sudan
Tanzania
Togo
Tunisia
Uganda
Zambia
Zimbabwe